The split is technically 75% them and 25% me (as opposed to 50/50).

@Wayne Brooks I did not understand the technical details of what he says the problem is, so I won't try to say things that are probably wrong :) He said there's a hole in the line, but that he still isn't able to see everything and it could still be much worse.I completely understand that this can happen.

If I formed a company to do this, could this even be considered "Private" lending anymore since it would technically be the Company doing the lending and not my private individual self?

So it’s just a technicality taking the course.

I'd say if you have a very specific, highly technical job you want like a lawyer or doctor, then go to college.

People felt comfortable with me and had me do technical work on their computers.

Technically this has been out of his control and it looks like he is working to get it fixed.

He was healthy but died unexpectedly of a heart attack and the company refused to pay off the car due to some technicality I cried the rest of that day and decided at that moment I was out of there, I couldn't live with being a part of that. 

You are limited to holding no more than the equivalent of two month's rent: CLICK HEREI would also recommend you read a more technical description of how this works, written by an accountant: CLICK HEREI highly recommend you consult an attorney or your state governing board for clarification.

So depending on the size of the organization and staffing will determine your response time..