Chi:Absolutely, if your debt ration supports or can sustain two mortgages then you should be ok.

As you connect with sponsors that resonate with you, take the time to develop a relationship with them.

I have no facts to back this up, just a rumour that I saw on BP and elsewhere.Until there are some sustained movements showing a vacancy decrease in downtown commercial office space I wouldn't risk it, but that is just my tolerance level. 

However, FHA has sustainability rules which pretty much eliminates it as an option in the local market for anything with higher unit count than a duplex.So why invest in San Diego?

But if she is borrowing from her 401k, she probably understands it is not sustainable to keep paying 3 weeks late.

@Bryce Renicker - I can completely resonate with your situation, so don't worry about it. 

Also, do not rely on the rapid increases resulting from COVID; these increases are not sustainable.

Ask yourself, is that truly equal to the financial hardship you sustained here? 

The bank is going to be confused too and it'll be up to you to convince them that the STR income is sustainable and reliable. 

Do you have the ability to craft a message that resonates and converts?