In Florida, the maximum interest rate that can be charged is 18% for loans that are up to $500,000 and 25% on loans that are greater than that amount.Usury is a criminal offense, and can vary between a misdemeanor and a felony depending on the amount of interest that is charged.

@Michael Lettieri  No offense taken.  

No offense but if you’re new to him and asking for a ton, he might have other established customers with a good working rapport who are feeding him work and paying him then he might not totally want to take on new customers if his resources are limited.

Sports fans and team owners have grappled with the idea that some names and imagery associated with franchises like the Cleveland Indians and Washington Redskins are offensive to Native Americans.

Some moderators are very straight shooters and use colorful language that for some people is offensive and unprofessional.  

Please dont take offense to this... but I am going to be blunt. 

Perhaps she would like to recycle her boxes elsewhere if flattening them is offensive to her.

No offense. 

I know offense to any realtors out there but this was a higher-end price property  at least for my market and I couldn't afford 6%.

@Ben Voogd no offense intended, but if you didn't know enough to catch all this before you bought the property, what makes you think you can get yourself out of this situation without costing you a ton of money?