So, unless we detect and have proof of actual fraud, let’s eliminate the word fraud when referring to these programs/gurus in our posts.  

The buyer stated in court documents that all payments had been paid on time and presented proof of such payments.

--Many will say yes, so ask them for proof!

The proof is in the pudding. 

Just really depends how many bullets you get to use up, but for the average REI taking less chances and higher quality one's will likely fair better......

amp existing panel)- Fiberglass wood clad windows with screens, an exterior swing door and 4 panel sliding glass door, and standing seam roof and a skylight, 2 new - glass garage doors- James Hardie fibre cement board or similar siding- Built-in casework for storage- An allowance for kitchen appliances including combination range, hood, dishwasher, microwave, refrigerator, and washer/dryer- An allowance for mid-grade plumbing and lighting fixtures (Delta, Kohler, or equivalent)- Ikea cabinets or equivalent with solid surface countertops- Assume heat pump and ductless mini-split for heating and cooling- Assume solar system to be installed on the ADU per California Solar Mandate, including battery storageWith regard to the JADU, we're considering dropping this and simply expanding the house to the basement.

There are different loan products available for various situations even if you don’t have proof of income.

The glass, window, roof all will not change to smaller :-)

The great thing about this loan is you don't have to show proof of income to qualify. 

Orhi Hi Orhi,Been plugging away in Toledo, OH since 2014Here are answers to your criteria regarding Toledo1) $75,000 - $100,000 buys solid B class2) Toledo University is solid and employs many people and has foreign students (43607 zip code)3) Car manufacturers, Pro-Medica, Andersons and the glass industry (Most blue all blue collar)4) Hit and a miss5) Declining population from a macro market but certain pockets in high demand from a micro market stadpoint6) 500,000 people including surrounding suburbsWishing you much success