Hi Brian,You're on the right track, but to determine if you're truly generating cash flow, it's important to look beyond just your mortgage payment.Here's what to consider:Income: You're receiving $2,100 in rent, which is great.Expenses: Besides your $3,232 mortgage, you likely have other expenses like property taxes, insurance, maintenance, utilities (if you cover any), and potential vacancy costs.If your total rental income exceeds all of these combined costs, then you're generating positive cash flow.

They've recently evicted a tenant for non-payment and have not received any funds toward their outstanding balance, nor have any of the utilities been paid.

They never received the cards, I keep them, so there’s no danger of them ever using them on anything and they get the benefits of the higher score

I've received numerous different feedback but would like a direct answer to make sure I understand how the process goes in transferring a RE license and Broker license to another state. 

I view the soft expenses as things that WILL happen and so the money is accounted for when its received even though it isn't spend on a monthly basis much like how taxes and insurance are often escrowed. 5.

If you see someone violating the rules, create a post with "@moderators" and we will receive a notification and respond.Again, welcome to Biggerpockets and happy investing!

If you buy an annuity you’re receiving income but your heirs sure don’t get the whole annuity purchase price back at the end. 

The best real estate advice I ever received was from the CEO of one of my first employers who became an impactful mentor of mine.

I’ve personally been keeping track of all data we receive to understand trends in the markets I operate in.

I do them and I enjoy creating a great experience for the guests and the receiving more income for my property.