Horse stable in the middle of LA, 20 acres 1/2 swamp next to major airport in Florida, church with 6 acres in the middle of town, contact bank Trust departments and let them know you want to buy.  

Those buying close to the city are either breaking even or taking negative cashflow and banking on appreciation (or buying all cash and parking money, ha).If you do consider Lowell, I'd also recommend you check out the Fitchburg/Leominster area as well.

I pay my mortgages through my banks App and there is a button I push that switches it from the monthly payment to being able to allow for a one-time principle only payment.

If you want a second opinion check credit karma, ask your credit card or your bank.

Looks like we are all wondering if its legit or more for the novice host?

I'm guessing you probably won't be able to get a bank loan with those items missing so you might be stuck with them installing them.

Like banks?

The market is a bit trickier because you need to be a good host to the residents while being a good vendor to the paying client.

The "fine print" here is fairly sizeable upfront fees and high interest rates, relative to a traditional construction loan from a bank.  

He makes bank !!!