And to Account Closed I just checked our files, and it doesn't appear that you have a loan with us, or even had one.  

As far as you saying you don't know if it's in an HOA, it likely is, given how you described it and that shouldn't be hard for you to figure out just by looking at a Google Earth map (sometimes the name of the community will appear), or pay a local person off Craigslist to go drive it and find out the community name, take pictures of the lot, etc. 

@Kenji TominagaIf the taxes have already been paid by the seller they are prorated as part of closing costsIf you are talking about escrow payment taxes then some appear to have missed them as you would be paying those

This is a new construction house and the builder is selling at a premium, but the price appeared to be highly inflated.

Honestly speaking, I like people that speak frankly, so I was probably a sucker for Engelo's "if I swear a lot I will appear like a straight shooter" delivery.

My lease says I will handle pests that appear in the first two weeks of occupancy, just in case I missed something during turnover.

Also, this appears on the ABNB app...Interestingly, none of these 3 charged a pet fee. 

So, the ROI becomes less and less as you work with them unless they can manage to clone them self as Tom appears to be attempting to do.

A partition agreement might allow mutual access easements to avoid the appearance of a subdivision.)

The good news is, even if you go over, it appears there's a healthy profit margin that can be reduced and still not be underwater.