In some cases it is worth the effort though.

When I was a kid my dad hauled me around with him for years doing his RE sales calls and meetings with his RE attorney.

You'll be paying off your current debt as well, so just make sure the change in the interest rate is worth it.

So if not owning the land, it needs to cash flow like a small river to be worth the work.  

Role-playing.     . you paid $300k 10 years ago, it’s worth $660k, (so when you sell you net $600k to make math easy.)and your cpa determined that you owned zero land, so it’s all depreciatable. you owe 15% on the $300k gain plus 25% tax on $109k depreciation recapture, so you owe $70k in federal taxes, then California reaches out for another $30k?  

Is it worth to refi at current rates?

Risky too compared to just holding stocks or bonds.I'm not even worth that much money so I have to ask the more experienced and successful investors on this forum: what keeps you going?

The seller was motivated to close fast, allowing us to secure the deal and set the stage for a profitable resale.

Hey @Jeff Ryan, Let's say the mobile is worth 120k (which seems really high for a 25 year old double wide).

Whole family is worth about $25mm.