Quote from @Trevor Powers: Wow, sounds like a good find!

The VA home loan can be a powerful tool for purchasing a multi-family property, offering benefits like no down payment and competitive interest rates.

My local power company has a program where they can lower power consumption to a property(ies) to prevent the grid going down during high power usage surges. 

More power to you if you have some "code" 100s or 1,000s of REI (a bunch of them are here in BP Nation) with software engineering degrees haven't figured out.

I will continue to buy in CO due to the overwhelming positive factors that come with owning homes in CO; Appreciation, strong demand, location preferences, long term trends of CO housing market and strong rent increases.

BTW, we get CFLs free from our local power company in exchange for spent ones, so it was an easy fix.

There are several interior decorating apps out now that are powered by AI. 

AND, an even more powerful strategy to implement in today's market is to target homes for sale that have a FHA, VA or USDA loan because these loans are ASSUMABLE!  

, or frankly just well-intentioned government regulators looking to stay active in their bureaucracy (I have personally seen this) get involved, then that same interpretive leeway gives the regulator even more power at the expense of the public interest.

What's great about using your 401k is that the payment wont count against your monthly liabilities so it wont affect your borrowing power for a larger mortgage.