Being that she sent over no receipts (cleaning estimate) and I previously stated my goal was to remain amicable if possible - I offered that she pay the rent less $150 by the end of the day unless she'd incur fees and I've have to proceed with formal measures. 

I also made a formal complaint with SAHFR of MO since he took money from them on my tenants behalf. 

They formally requested an extension until 1/31/22 which I agreed with.

I have been working to draft a formal letter to send but maybe just responding  verbally first will work and then move on to a more formal response if necessary.  

The short-term rental industry was only formalized 13 years ago with the advent of Airbnb and has a lot of growth ahead of it, generally speaking.If fear of competition is what is holding someone back from starting a business, you're never gonna make it.

I am in Texas, in the greater Houston market.My question is do I need to create a formal Business entity before starting to make wholesale deals?

“Formal education will make you a living.

“Formal education will make you a living.

I never gave written consent, and no formal sublease was ever established.  

I guarantee the appraisers are able to come up with a valuation for the bank, so maybe you need to pay for a formal appraisal.