Further, BPOs and appraisals show the properties have increased 50 to 60% in value during the last 3 years.

What is great about teak is wild teak is drastically diminishing while the demand is increasing.

After these meetings, the GC often asks the subs to increase their bid.

Banks, particularly smaller banks who provide real estate loans are increasingly focused on their borrowers maintaining depository relationships.

I do relatively well in my day job by today's standards but my hourly rate for self managing is closer to that of a surgeon. 

People don't read STR descriptions you see this alot with international properties where people expect US standards.

I am hopeful they will want to work with me to get things repaired and updated to validate appropriate rent increases.

It's a riskier loan given you do not carry a social security, no US credit & no experience.Due to increased risk comes mitigation (Lower LTV & Higher Rates)

That seems like an expensive roof - does it need to be completely torn up and rebuilt to hurricane standards?

My mortgage increased earlier this year as my home owners insurance went up due to the company closing and my escrow didn’t have enough to make up the difference so I’m kind of pay check to pay check right now.