Buying a house does not NEED a human touch.  

Your policy should only state "humans" i.e.

I'd be fine either way financially.Now the human side of me say's  God no I do not want it to happen because people around the would suffer so greatly.

A good HOA can protect your property and value; a bad one can destroy your enthusiasm for life and faith in humanity.

You should know as much as humanly possible about the people you do business with, specifically as a first-time investor. 

He must also pay out interest annually to the lessee.New as of this year is the Just Housing Law:See: https://www.cookcountyil.gov/content/just-housing-amendment-information-housing-providers"Why did the Cook County Board of Commissioners pass the Just Housing Amendment (JHA) to the Human Rights Ordinance?

Also note that loan down payment, which I classify as anything less than 20% will have a mortgage insurance premium or Private mortgage insurance which affects cash flow and may take up to ten years to come off.Also, in residential property depending on if it’s a deed state or mortgage state(Check local laws) will require a human being and not a corporate entity to be on title and on the mortgage.If you really want to get your assets into corporate entities you can buy 4+ units which now becomes commercial or you can pay off your mortgage completely and then transfer to a corporate entity.Hope this helps.

@Matt McMackenAside from the human aspect of any disease/illness....RatesRates have been trending down regardless, soon to be very close to negative rates.

I think the intent of the "two person per bedroom" policy is probably to do something that is humane to address that problem and reduce the liability of the landlord. 

@Marisa Alvarez find me statistics that show how many children die in fires caused by a rental property (and not human error or arson).