Also currently it just caters for LTRs.If you can go past the level of detail I would love to hear any feedback from anyone interested, and especially from any Excel gurus, accountants, investors or tax experts out there with a keen eye. 

I agree with just about everything said already, but just to echo some of it: it's all where your entry level and investing goals are. 

So I told him lets let them mine the clay but leave us level ground and at the least we can gravel it and do out door storage :)  

The house in question is located in West Milford, NJ and is a 1963 3 bed 2 bath split level on a pretty level .25 acre lot right outside of town center with natural gas but septic, well, etc.

Mortgagee is preferred, but either term is acceptable.Additional Insured puts you at the same payoff level as the borrower.

But since she keeps tuning off the AC, even after me telling her otherwise I feel like waiting for her lease to end might do more harm to the house with high level of humidity.

You can just look for houses you like and run the numbers rather than focusing on small areas.As far as AirBnB, our market is fairly saturated so you really have to operate at a high level to stand out and/or have a really excellent location. 

So be sure to keep a "read" of there comfort or discomfort level. 

I wanted to add to the Why, should a investment property buyer use a DSCR program over a Full Conventional purchase or refinance, as we do all programs, whether for a primary, 2nd home or investment property.Currently Full doc loans, meaning using tax returns (2 years) for qualifying can be tedious work and interest rates are higher compared to our DSCR products, since on Fannie Freddie conventional loans require LLPA's ( loan level price adjustments) added to the base rate.

At this point we get a discount for an accountant level and for the simpler entities use the new basic level.