You should have insurance to cover fires.

It's not like people won't know that the property isn't in a flood zone; if they finance it through traditional financing then the lender would most likely require that they carry flood insurance. 

I was wondering if anyone has used the worry free waiver insurance from Furnished Finder.

Quote from @Madelyn Felix: ShowMojo and Tenant Turner include insurance against those issues.

Also at closing: You should provide your lender with a lender's title insurance policy, separate from your owner's title insurance policy.

Yours looks like it is a bit more work but I would definitely do some research before spending that type of $So far the consensus is that this is steep but these guys quote these prices to insurance companies, but unfortunately we are paying out of pocket and cannot or i should say I do not want to pay these prices. 

I've only been living here for a year and a half, but from my research and getting to know the city the largest industries are Insurance (ALICO), Education (Baylor, MCC, and local ISD's), and Distribution (Coca-Cola, Mars-Wrigley, Dr.

I don't want to pay any more than 1500 a month for mortgages and insurance and tax.  

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Right now she has a Occupational Therapist in the downstairs (1/1) and an elderly couple who had a major flood and insurance is paying for it.In Atlanta, I am betting you will have all sorts of possibilities.