Having said that, why are we seeing a decrease in inventory when the jobs are flat or decreasing in some area.

As this is your first project, and your household income will significantly decrease once construction starts, my guess is you'd be looking at a lender that somehow is interested in the proposed project, would be willing to finish it if you can't (you've spent your reserves), and will be deinitely lending at a high cost.

If you want to decrease occupancy advertise it as a two bedroom with an office or something along those lines.

I bought it near retail price in 2006 and it's steadily decreased in price since.  

In other words, he's accounting for his increased risk when he makes the loan (his risk being increased by virtue of the fact that my risk is decreased).So, given the situation where in option #2 I'm only risking $20K (and again ignoring any emotions I might feel), who has more financial risk -- the guy paying all cash or the guy who borrows some?

If you're a rehabber and demand for your product decreases because your buyers can afford as much house, you're affected.

GourmetWords that kill deals or decrease profits?

- incidence of crime - increasing or decreasing?

Jonathan Perez, the decrease of $17k is only 16%.

I had a family and my ability to save like that has decreased quite a bit.