@Patrick Philip,Well, banks are "flush with cash" these days, but no, they do not have unlimited funds.Also, when banks lend, they impose certain restrictions on the loans, the borrower, the collateral, the terms of the loan, etc. so the note can be sold in the secondary market or be insured by government-sponsored agencies like Fannie Mae, Freddie Mac, etc.Private lenders ("OPM") typically don't write loans to sell them, and typically are interested in the deal rather than the borrower's details.Using OPM down usually means putting some kind of partnership, joint venture, etc. together so the source of the down payment is less of an issue or a non-issue to  the lender(s).Dunno if that helps...

*Also where should I begin to educate myself on this new business venture?

Just like most businesses, everyone and their brother wants to do VR PM now, including venture capital backed companies charging as low as 10%.

Best of luck in your new venture.

@Jonathan Ramos Welcome to BP and good luck to you in your new venture!

G’Day Bigger Pockets.It’s not often that I post asking a question so here it goes…I really need your help today and any feedback is much appreciated.Feel free to critique or if you're nice compliment in anyway :)I’d love it if if you guys could check out my newest business venture “List’n Sell Realty”.We are looking at revolutionising the way standard real estate brokerages operate.Agents get 100% commissions on every sale and we offer a “first of its kind” in the nation referral program.Yes, there are other similar concepts out there and by the way most of those new brokerages are the fastest growing in the country as per the recent Inc 5000 list.I can comfortably tell you right now, that we will Trump (Not Donald Trump) them with our online platform and app that we are developing.Anyway, I want everything we do to be a compete virtual experience for all involved parties with our backend code word being “The One Click Broker”.What do you think?

Cal right now, but we're also looking at venturing out into the Midwest and we're always open to doing Joint Ventures if that's something you think you might be interested in.  

hey Rodney, I am Patrick in okc.New into the real estate investment, looking to be part of a successful investmentioned team.In my 3 months of ventures, I became owner of two properties.

Either way, you'll need to have at least a joint venture agreement with a partner that you have a good relationship with.

I know it will help with my venture !