You want to perfect a sustainable business model before you leverage. 

Why am I getting into the field, I hear you ask.Well, my parents are hitting retirement age and are having to work as hard as ever to sustain their lifestyles.Three kids on my mother's side and one on my father's means that I'm not holding out for a massive inheritence (though my mother has hinted that her life insurance pays out more than I would have expected...) and so, as with all things, I am learning to take control.I'm slowly coming full circle, have an interview for a job back in my old hometown and am remembering my dream as a 12 year old was to own hotels, coffee shops and houses.

I finally found a property that is suitable to doing this type of development in sustainable living.

There has been talk about the REIT's model not being sustainable and another round of expected earnings to start moving to the neutral or loss category in the future again.With that information some investors are selling off and moving into hard assets and cashing out the gains over the previous years.Your other properties you are buying are at about 1% to sales price ratio.

Its all about the RTV ratio your market can sustain.

Most first time business starting out fail because they do not have enough capital to sustain their operations.

There is nothing sustainable about it and there is no value created for the society, in fact it's a parasitic behaviour. 

What you point out in your notes resonate with what we have heard from other locals in the area.

Do you think these areas if Indy have sustainability?

Thirdly, while your strategy of self funding the down payments will work, it is not sustainable.