One good idea is to connect with the social worker department at the hospital to see if you can assist with anyone traveling to the area. 

Property taxes creep up, exterior repairs , and a brand new HVAC last year wiped out $11k of reserves.

When they started screwing with us last week about appraisals and then having to give them an ‘after reno’ price for the house when they had no idea what we were doing the house to increase its value, I did mention to the partners I thought we’d been scammed.

I agree with @John UnderwoodI remember you posted about arbitrage last week. 

That moratorium is supposed to be temporary.Mind you, while the US used to have (some of the) lowest interest rates in the world for the last 15 years, this is no longer the case and the US actually has some of the highest interest rates in the world nowadays and that doesn't look to change any time soon.

In fact, one of my clients last year closed on a house hack near Keystone and turned a 5 bedroom single family home into a 6 bedroom house, and he is living in one room and renting out the 5 other rooms individually between $1,300-$1,400 per month per room because of the lack of affordable housing options up there. 

I'm a college senior here in Middletown and I was exactly in your shoes last year.

The last thing you want to do is move forward with what seems like a great deal but not be able to close. 

It is a HUGE bummer as an agent to write up an offer to go to a junk property (happened to me last week) to end up pulling out.

Painting this future image will connect your investment decisions with your goals.