Would you mind sharing the extra language that you put in your lease? 

It involves renting out extra rooms, adding an ADU, converting unfinished spaces, or splitting the home into a duplex.

Again, not sure if a notary is necessary or if its just an extra binding option. 

But sometimes the appraisal comes back higher so I end up with extra equity after closing.

Everyone talks about the BRRRR noone talks about the extra closing costs. 

The investment options open to you by having that extra $16k to invest that would not be open to you if you used the $16k to pay off the debt.For people looking to build wealth, but without a large amount of capital, real estate can be a means to do it, because of the amount of leverage available.  

If you had an extra $100k specifically for investing is this the approach you would take?

You all giving me those links and all the extra information has far exceeded the answers I thought that I might get.

There are things you can do to save money if you need such as buying used washers and dryers or repairing a roof to delay replacement an extra couple years.

Analyze rigorously and don’t do a deal that doesn’t meet the metrics.