(Others would be more boring and say it’s just my money earning money.

Tax law is complex and is actually a small part of the CPA exam. 

You get money at closing and then you refinance when rates go down.Anyone done this before?

So, that was a waste of time and money, right?

We feel bad that he did it for free, and he deserves to be paid for his time/effort, but if we pay him, now we have to go back to our tenant several months after the door was fixed and say “actually, we got charged after all, so now we need to pass that cost along to you”.

And that can cost you time and money.

That $20,000 was money invested into updates on the property. 

No other money has ever gone into it, and none has ever been taken out of it.

I updated the bathroom/porch in the spring, and am finishing construction on a 2-stall garage (the previous garage was basically a large shed that I could not fit much in).Moving forward I am considering one of the following options to put my money and build equity:1.

Best way to think about hard money is as a bridge loan.