I am still not sure which one is sufficient for me to do.

In my case, I have residential rentals in one LLC, commercial properties in another, self storage in a third, and my real estate company operates in a fourth.

Remember, the notion of amassing wealth without investing is a dangerous myth perpetuated by self-proclaimed experts.

The defeatist attitude is self fulfilling. 

Another option would be to look at a self-directed IRA where you could use those funds to make the down payment directly from the IRA. 

I don't see any reason you can't have a lawyer look over your OA after making it.All my LLCs are self-created as well. 

In my case, I have residential rentals in one LLC, commercial properties in another, self storage in a third, and my real estate company operates in a fourth.

You can influence your investment's performance through property improvements, rent adjustments, and savvy management... something you can't quite do with an annuity tied to obscure indexes.An Individual Retirement Account (IRA), particularly a Self-Directed IRA, can be used to invest in real estate and employ leverage to potentially enhance returns.

Selling to yourself from your LLC to your IRA would be considered "self dealing" in that it isn't an arms length transaction since you are a principle/owner on both sides of the transaction. 2.

Yes, I self manage the rent by the room houses.