If your goal is financial freedom you need an income that meets four requirements:Rent increases faster than inflation: Only if rents increase faster than inflation will you have sufficient dollars to pay inflated prices in the future.Sufficient to replace your current income: You must have sufficient income to replace your current income.Lifelong income: It must continue throughout your life.Low operating costs: Every dollar you lose to operating costs is a dollar less for you to live on.Rents Increase Faster Than InflationWe live on buying power, not a fixed number of dollars.

Explanation of Refinancing Option for Foreclosure and BankruptcyWe understand that navigating financial difficulties such as foreclosure and bankruptcy can be overwhelming.

In my opinion, purchasing with an assumable loan is the most powerful strategy available for any primary home buyer in today's market! 

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I wouldn't overwhelm yourself with options.

House hacking can be a powerful strategy to build wealth and financial independence. 

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If years of stress ahead is overwhelming you just sell them. 

But I'd be happy to have that debate with you @Trevor Powers

Househacking is so powerful since you can lower your largest expense (rent), while learning to be a landlord and building equity.