Yes it was , I have had this loan for 7 years now, they are growing the company from one into a RIET of 4 different businesses and the goal is going public once the company is in the right position.

My bet on the next twist is the death turning out not to be natural causes.

Items cannot be stacked against wall prohibiting natural air flow to guard against mold, etc ?? 

Population is growing and the job market is strong (major employers developing like Intel, Amazon, Meta, etc.)

All advice is greatly appreciated so I can grow and learn and then be able to do the same for others in the future. 

For now, robust insurance can provide liability protection, with an LLC added later as your portfolio grows, balancing California's fees with liability needs.

Just pick a route, get extra liability and focus on growing. 

I’m here to network with like-minded individuals, share experiences, and grow my knowledge in real estate investing.

DSCR loans could be a good option if you want to continue to grow your rental portfolio.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.