@Sam OjoSam, Assuming there is an HOA, be sure to consider the health of the balance sheet.

I am coming from a classic Dave Ramsey mentality of paying off your house in full before moving on to other real estate investments. 

I have particular strong feelings about this, but I may be the exception.The insurance and annuities side of your business will be a very distant next area of importance for me, but for a younger person that needs to provide for a young family without other assets this might be a little higher on the list for them.There is a financial planner in my local market that will also shop insurance providers (including car, home, health and rentals) to find the best value on insurance as part of their service for their clients.

Hi everyone,Where I live in NY a vacant land parcel needs to have Board of Health Approval (BOHA) in order to build on it. 

I disagree with the new Sherrif in town mentality on the late paying tenant.

As for active listings, the only things I have to go off of at the moment are the Student housing prices per semester at the University, and one luxury apartment complex that has a 2 bed 2 bath asking for about $3,160 (includes 24 hour fitness center, monthly catered Resident Receptions, health and wellness programs, and a resort-style pool.

But there were times I was so tired physically and mentally I HAD to have my friends in certain trades do some work, and they gave me huge breaks on prices.

If the tenant threatens to call the Health department,  see step 3.  3.

I enjoy my job, it pays well, provides us with retirement and health benefits, as well as stability for our family.

Research, raise your RE IQ, hang around and listen to people smarter and more successful than you, quality is better than quantity, know your limitations financially and mentally and at first take it very slow and dip your toe in the water.