I'm trying my best to prevent mold growth, so I asked tenants for their renters insurance, to which he said, "our renters was with geico and we just switched insurance providers this month and have not got a policy active yet." 

For example,  providing a heating source for your tenant is your responsibility as the landlord. 

Is it provided by PreREO and who is the loss payee?

Patricia,I wouldn’t rely solely on the seller’s agent, as they are only sharing information provided by the seller and represent the seller’s interests, not yours.

That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.

And that's how it can work to provide more then amply assignments, via public/private partnerships.

The tool takes in the parameters and provides information in the display.

I'm assuming you're referring to investors that provide all of the funds for your flips? 

But then because they have established such credibility, they can easily buy now with great rate and terms from lenders because they have the track history. 

Here’s MY general feeling; if a MHP isn’t TOH, or I can’t easily switch from POH to TOH, then I might as well purchase an apartment complex and have less problems.