This is why its best to partner up with an experienced flipper as they will already have that track record to get better terms. 

Key Market Movers and How to Track Rateshttps://www.biggerpockets.com/blog/2024-dscr-loan-rates-and-...

– I’m exploring whether I can remove the SRO designation and replace it with Artist Dwellings, but I’m unsure of the legal requirements or how this conversion works.If anyone has clarity on the definition of Artist Dwellings or proven strategies for making this type of conversion, I would greatly appreciate your input.Thanks in advance for any insights!

Attracting capital will be tough when you start out due to not having a track record. 

Some owners don't keep track of their books very well. 

Currently, I don't have any second mortgages or helocs because the idea of keeping track of more than one mortgage per property has been a tad daunting and decreasing my cash flow at the moment is something I'm battling mentally with.

@James Carlson It might be dated by now but any chance you can send me that Morrison ordinance and info you tracked down?

Not going to comment on high or low because a lot of people underestimate the time and work that goes into a loan, underwriting, and tracking docs. etc.

It’s a great way to lower your taxable income and improve cash flow.4.Dividend-Paying Stocks/Covered Calls: If you’re still leaning toward investing in the stock market, dividend-paying stocks or using covered calls could provide steady income while reducing risk.5.DSCR Loans: You’re already on the right track with DSCR loans—a great option to keep scaling your portfolio without relying on W2 income.Hope this helps give you a few more ideas!

They have a good reputation from what I've seen but does anybody have a long-term track record with them in Memphis or Little Rock.