If $100-$120 aligns with similar properties, then it’s a fair rate—especially considering the size of the home and the work involved.

@Ben Fernandez I'm assuming you're looking for SF properties?

We currently have a construction loan on the properties and we would like to refi to a more conventional loan.

Hi Heidi,I did a 15% down loan for 2 properties in Albany, NY with the national bank of Coxsackie in 2023.

This is one of those, as is the neighboring properties (all of which operate as duplexes, though officially are noted as SF).

I get that having a paid off property is very comforting, but to me it's not the best move if you're trying to grow. 20% down and 3% annual appreciation means you're making a 15% return on your downpayment. 

Live in Florida but own properties in NY.  

I have 3 long term rentals, but this is my first time with commercial property. 

Quote from @Chris Wagner: Hello everyone,I have a property that had sewer damage that costs me $3300. 

I could move over to Cleveland to use the same property management for a similar deal?