Gabe, I would contact an experienced investment loan broker who can help you compare terms across a wide variety of vetted lenders and their platforms. 

In addition to all of the short term platforms we use Zillow and FF for the more midterm friendly properties.

Yes, as others have noted, this is typically where DSCR Loans (**not from banks** but from private lenders with national DSCR platforms) are typically the next step here. 

I recommend using a broker who can shop a bunch of different lenders and their platforms for you.

Any specific platforms you recommend or suggest avoiding?

Utilize a property management platform that automates tasks for you.  

If you do go the Ikea route for any furniture, always start on CraigsList or FB Marketplace for used items.If you're renting the space on platforms that don't rely on reviews like Airbnb/VRBO, you could probably keep the furnishings to a relative minimum and help keep your start-up costs down. 

I was hoping to get some clarity on the rent collection functionality of the stessa/rentredi platform, versus hiring a property management company.

I've been on this platform since my college days, and I'm excited for you to start your journey!

I was hoping to get some clarity on the rent collection functionality of the stessa/rentredi platform, versus hiring a property management company.