I have contacted my insurance and while they would be happy to service the claim, they recommend taking it up with TPC claims so there is no claim against my policy and no out of pocket for me.Here is the statement from the plant:https://www.globenewswire.com/news-release/2019/11/27/1953177/0/en/Incident-Update-2-TPC-Group-Port-Neches-Operations.html

Do we need to have liability insurance as a landlord in case of tenants sue you for any incident/accidents/injury? 

Tenant sent us the following email "We would like to address an incident resulting from the window installation.

I wouldn't bring it up with them, but I would let the HOA know about the incident so they are aware of what happened. 

The DEA website is unusable because they ask for a state and a date of the incident - that does not get me what I am looking for either.Any recommendations?

Because occupancy reduces the incidence of theft, you may want to wait to replace the AC until you have a tenant.Ultimately the problems of the extra wear and tear and the quality of the applicants motivated me to eventually sell years later for a 3x gain.

So my question is, how can a person do research the "right" way in order to avoid an incident like mine?

I had a water leak incident that partially damaged the flooring I had to file an insurance claim to remediate and  avert the secondary damage as well as fix the partial damage flooring.

Property Details: 2- 4 units buildings ( one parcel) All brickConcrete parking lot ( ample space for parking) New roof on 409 Sykes( replaced in 2017 from Tornado) Roof replaced in 2010 on 407 SykesNewer vinyl replacement windowsAll units are 2/1 – 800 sq ft Central AC with Apollo gas water heatersWasher/ dryer hook ups in all units5 of the 6 occupied units had newer AC systems ( last 7 years) Owner pays waterTenants pay electric/ Gas ( 2 of the current units the owner was paying for Gas/Electric) Low incidents of crime from last year analysis performed by Guilford County PoliceNear bus stopsClose to Grocery/ Convenience stores and local employment 6 of the 8 were occupiedTenants had Canisters for Trash ( roll ups they had to take up long hill) 2 units were vacant and down to the studs from fire 18 years ago DEAL DETAILS: Listed with the broker that was representing us from our last deal with him one month before Seller wanted $300Agreed to $225K 6 of the 8 units were occupiedSelf managed $3570 Gross Rents ( less water which owner paid, and utilities for some of the units) Disinterested landlord who did as little as he could for his current tenants, and didn’t have any desire to get rents to market rate as he owned outright ( he was a slumlord) Rents were under market between $50-$75/ doorLong term tenants that wanted to stay but wanted to have a nicer place to live and better customer serviceBuildings were in great shape being all brick , but the area needed some TLCLonger term tenants that were month to month Opportunity to essentially build 2 brand new units and have this be a true 8 unit Strategy:Buy Right, Manage Right and Finance Right # WheelbarrowProfitsWhen we took over end of February 2019 the gross rents were around $3570/month ( less water $270/ month, gas/electric of 1 unit @ $200/ month which equated to $3100/ month and our projections are $5,110 Gross Rents with all 8 leased ( less water for all 8 units $240, no payment of any utilities ) equals $4870/ month Gross rents.We had property management in place from our other 12 units and worked with them to start managing these 8 units for us as well and help us start repostitioning this property.

Property Details: 2- 4 units buildings ( one parcel) All brickConcrete parking lot ( ample space for parking) New roof on 409 Sykes( replaced in 2017 from Tornado) Roof replaced in 2010 on 407 SykesNewer vinyl replacement windowsAll units are 2/1 – 800 sq ft Central AC with Apollo gas water heatersWasher/ dryer hook ups in all units5 of the 6 occupied units had newer AC systems ( last 7 years) Owner pays waterTenants pay electric/ Gas ( 2 of the current units the owner was paying for Gas/Electric) Low incidents of crime from last year analysis performed by Guilford County PoliceNear bus stopsClose to Grocery/ Convenience stores and local employment 6 of the 8 were occupiedTenants had Canisters for Trash ( roll ups they had to take up long hill) 2 units were vacant and down to the studs from fire 18 years ago DEAL DETAILS: Listed with the broker that was representing us from our last deal with him one month before Seller wanted $300Agreed to $225K 6 of the 8 units were occupiedSelf managed $3570 Gross Rents ( less water which owner paid, and utilities for some of the units) Disinterested landlord who did as little as he could for his current tenants, and didn’t have any desire to get rents to market rate as he owned outright ( he was a slumlord) Rents were under market between $50-$75/ doorLong term tenants that wanted to stay but wanted to have a nicer place to live and better customer serviceBuildings were in great shape being all brick , but the area needed some TLCLonger term tenants that were month to month Opportunity to essentially build 2 brand new units and have this be a true 8 unit Strategy:Buy Right, Manage Right and Finance Right # WheelbarrowProfitsWhen we took over end of February 2019 the gross rents were around $3570/month ( less water $270/ month, gas/electric of 1 unit @ $200/ month which equated to $3100/ month and our projections are $5,110 Gross Rents with all 8 leased ( less water for all 8 units $240, no payment of any utilities ) equals $4870/ month Gross rents.We had property management in place from our other 12 units and worked with them to start managing these 8 units for us as well and help us start repostitioning this property.