Secondly - a truth you should hear that others have commented gently, the market doesn't care how much you spent on XYZ. 

It could be any side-hustle you want just as long as you like it and your able to save some extra $$$.2.

I would consider the mini-split an extra amenity and ALSO a BACKUP heat source.

I personally don't see a problem paying a couple of extra pts for a 1% reduction in the loan but some people I know are very adamant that we shouldn't be paying pts at this time in the game.

Don't forget to factor for this - upon moveout, we reasonably expect to cashflow around $500/mo, which will allow us to maintain and hold for as long as possible to collect appreciation and yes some extra money toward the next investment. 

Likely not, but if you don't mind taking the risk and spending a little extra in taxes (from missing possible deductions or misunderstanding the law) then that's ok.

It works great for wholesalers who sell the deals to a flipper, so a flipper can reap the rewards by going the extra mile and conducting their own marketing

Everyone is correct about having a little extra money in the reserves just in case something happens. 

That’s a big plus for anyone trying to keep consistent cash flow.But there are cons too: extra paperwork, annual inspections, and generally a bit more red tape.

I had to scramble to cover the extra costs and it completely threw off my budget for the investment.Another red flag for me is delayed communication.