Ideally, I want more booking through Furnished Finder (to cut down on AirBnb fees), as well as direct from insurance providers, relocation specialists, etc.

I do that as well. try real estate land development entitlement or getting involved in ground up new construction on infill lots as a partner. the returns are higher than all of these. all cash IRRs are 40%+ to the partners we work with in columbus and levered returns are greater than 100% cash on cash return. that's with us making our cut as well. 

I saw a local investor post a few of his places up for sale - they were bought at a high price, fixed up extremely nice - so I'm guessing the LTR numbers wouldn't cut it. 

So you too need to develop some reserve accounts - one for repairs, and also one for property taxes and property insurance payments - which are big expenses that are due once a year, but your seller will likely not collect like a bank might escrow for you.Know that seller financing gives you lots of options to negotiate your deal - but that cuts both ways.  

I don't know any private lenders and hard money makes me nervous since I'm a buy and hold guy and the payback isn't as cut and dry as it is on a fix and flip.

What is the prospect that insurance or tax costs will be cut 30%?     

I love Bigger Pockets because 99.9% of the posts on here are legitimate, and the very few that aren't, quickly get cut off by the eagle-eyed forum moderators.

If you're not looking to invest in anything C- or lower on the neighborhood grading scale, then you can pretty much cut out anything on the East-side that is in Cleveland.

Originally posted by @Jonathan R McLaughlin:@Lauren Hogan I remember the very-much-worth-listening to @jay hinrichs posting about this a while agothanks for the mention.. just like any city its cut into 3 or 4 areas.. from the Hood to very nice.. pick wisely.  

They just cut it off and didn’t have it cut on in their name anywhere.