It's a hybrid deal because the seller will also do seller financing for $83K of the equity at 0% interest rate.Here are the numbers:PITI (VA Loan) monthly payments of $1,203 with a loan balance of $203,000Seller financed at 0% $83K with monthly payments of $300Total monthly payments: $1,503Monthly rent: $1,950Down payment: $35KThe house was built in 2005 and it's spacious.

That will allow you to keep your low rate on $170k if you have a low rate, then have a line of credit that is only the size you need and easy to pay down.This approach keeps your $170k liquid, sets up a $0 balance HELOC for the additional principal you can get and you don't pay for the additional principal loan in the HELOC until you use it, and only for what you use.

But you would have to balance that against taking a discount by selling as a portfolio.  

And for investors, It's a balancing act between seizing opportunities and managing risk.

Regarding payment terms, the seller wants 10% at the reservation of asset (this month), 10% in a couple of month, and the balance at the signing of the deed of sale in December.

Obviously I would like to give them plenty of time to uproot their lives, but also want to balance being too generous or giving away way more than is necessary.Thoughts? 

As a member of GoBundance we focus on different pillars of life to find balance between age defying health, authentic relationships, horizontal income, extreme accountability, bucket list adventures, and genuine contribution.

In fact, I deposited all the rent to the bank and only paid the mortgage from the account, leaving large amount in balance in checking accounts in about two years.

Fundamentally, I want a balance between an efficient, market-rate park and tenants who are happy and comfortable.

As a balance sheet/hard money/private money/portfolio lender  (I list them all because they are all the same thing) I do not want to be pitched in anyway.