Murphy" exemption means you are exempt from Fair Housing laws, so you have more latitude in roommate selection, less onerous due process requirements, etc.  

To really unlock the value of the property, someone needs to owner-occupy the property to utilize the owner-occupant rent control exemption.

Yeah you can spend $3K and get a new car or fix it, but can you afford the medical bills of the people who get devastated in the crash?

I'm medically retired now.  

I am in a medical field for several years so doing real estate is something completely foreign to me but I like the thrill of doing something I haven't done before and I think this is something I see myself doing for a while.

The state is in a recession right now (though the medical/healthcare industry which you are in is doing great) so that means job loss and population decline.

I was able to fill each space with photographers, hair salon, insurance agent, recording studio, background check company, cpa, medical massage and a 3000 sq ft floor to a non-profit dance studio.I often bring the group together for happy hours on my dime, networking meetings etc.  

Another reason you could see a jump like this is if the home was under homestead exemption in one year, and then the following year that was removed.

They also likely understand you supposedly cannot ask them WHAT health concern.You can, of course, ask for the name of the  medical provider they have seen that has diagnosed this "health concern".If you don't wish to go this route you can explain to the tenant you have addressed this issue with professionals but if they wish to break their lease you will place the unit on the market and once it is re-rented they no longer owe rent. 

A Veteran can check their Certificate of Eligibility to determine if they are exempt.