Sure, but they are the minority and those who fall under this category will find a way to name the individual as a co-defendant irrespective of whether there is merit or a separate management LLC.

Check out The Host Co

@Jacob ZivanovichPartnering with someone who can co-sign your loan can be a great way to get started with your house hack, provided the partnership is equitable and well-structured.

You also are relying on appreciation if you want to do a C/O refinance, potentially limiting how much cash you can get out.

Even if you have little or no money - you can get started doing rental arbitrage or co-hosting.

Brianna Michele InteriorsHayes and Co

I have a friend that I just taught amortization to as he is trying to quickly pay off his mother's FHA loan to remove a co-signer, then cash out refi (yes, I explained interest rates right now).

I am undereducated on most other states but I imagine CO, CA, TN, NY etc all have thriving locations as well, just unsure about their regulations and returns especially in the high tax states.

You want to start the process now of building credit on your own so you will be ready to buy in a year or else you will need a co-signor.

My goal is to pay off bills from the construction, remove my co-singer, and purchase another property out of NYC. - The loan is an FHA at 3.25% Please help before I do something stupid!!!