The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan.

This should roughly take me to 150k per year and carry the loans for land and construction.

Notices, eviction laws, tenant rights and landlord rights vary by state, with some county or city overlays. 

I answered a question yesterday by saying "DSCR loans are like belly buttons...everybody's got one."

New loan is a 10/30.

If the loan was fully funded at closing and since then the loan is in an interest-only payment period, these numbers would equal. 

., the appraisal for 5+ is at least $2k-$3k) and the financing structure by lenders because Fannie/Freddie don't generally buy loans for commercial properties.So, for you personally, the biggest driver for the type of your next property is probably going to be the amount of a down payment/equity you can put in the property.

So you are talking about a loan of $200K.

Is this using a 20% down, conventional or DSCR loan, although I would think a first time investor would use a conventional loan.

You're absolutely right—positive cash flow from rentals can vary significantly depending on factors like property costs, financing, and the ever changing market conditions.For real estate the challenge isn't just accumulating properties but creating a framework that builds net worth more strategically and sustainably.Cash Flow can be generated in many ways, my intention was to better understand the investor mindset and their approach, if they wanted to share.Based on your example, if using conservative calculations at $100K/door, you would pay $20M for access to $40K/month.