Does that mean I forfeit any right to make any deductions for damage and must return the whole deposit?

However, their 38 page Prop Mgmt Agreement for OneRate is daunting--it lists many exclusions to their obligations such as any damage caused by force to a surface (whether from tenants, animals, roots, wind or other force of nature, etc).

My father is in the home improvement bussiness, we just had a hail storm pass through that damaged peoples roofs.

You can even sweeten the pot by telling them they don't have to clean, and you will hand them their deposit on the day of move-out after a 10-minute inspection to verify there are no damages. 

BP is good at filtering out the fake lenders.. one little post and you get to have the assurance your dealing with a real and reputable lender.

I took out a 12-month hard money loan with HouseMax Funding, a reputable lender, for a fix-and-flip project.

Generally in this day and age its pretty easy to do quick due diligence (google, website, reviews, etc) to determine if a lender is reputable or not.Also - noting look straight from the NewFi websitehttps://newfi.com/dscr-loans/something is definitely off here if you were told you got a DSCR Loan and were required to provide tax returns to "qualify" - someone is not telling you the 100% truth which is certainly a flag to me. 

This is where making sure doing your due diligence on the broker/lender's reputation truly matters.

You’re either his friend with a very pathetic attempt of possibly salvaging what little of a reputation he will have left, or you are also part of the problem.

Changing the locks and adding security to the home, to ensure he does not vandalize or damage the property.