The property has done quite well and has appreciated nicely over the last couple of years as I’ve gone through and improved things unit by unit.

Same income, same credit, DTI ratio, underwriting requirements.

We discovered the previous owner had dementia which explained most of the work we needed to do, Our short-term is improving that unit to rental standard, not necessarily adding property value as he and I are still drawing floor plans for Long term.Thank you!!!

Paid off HELOC, paid off business credit ($70k) that was personal guaranteed.

The tenant pays a monthly premium and keeps an active bank account and credit card on file.

The refi or additional debt of any kind will impact the current performance of your property I'm never a great fan of selling a good producing property - unless I am certain I can improve the overall performance of my portfolio. 

Take a look at the overall picture, i.e. credit score, debts etc.. to make a decision.

First you need to learn to separate the following:Maintenance: usually things related to wear & tear or tenant damage.Repairs: usually broken items like doors & windows, caused by tenant or nature.Capital Improvements: usually expensive things that wear out: hot water tanks, furnaces, roofs, etc.The seller is correct that Repairs & Capital Improvement items should not be a factor for awhile (ALWAYS get your own inspection to confirm).

I would not credit for laundry, I would price in line with not having a laundry if other units do.

So well within the 30 day trial period.However, they continue to bill my credit card for the service in spite of the confirmed cancellation.Has anyone else had any issues like this with them?