Out of all the people I've ever met, these people are the most supremely confident that they are the cream of humanity, always destined to rise to the top.Repression works great.

Share value added content in posts and they get voted up (unless the OP does not like the answer and then ego and human nature kicks in and they get defensive).The cowardly internet dumpster replies get voted up as well.

I would always go with a mid-size company where you can still talk to a human and not get treated like a number. 

AB 670HOAs Can’t Kill Your ADU DreamsHOAs were one of the only governing bodies that had the authority to overwrite state laws.

Part of conversation was discussing the importance of relationships and how the human element of this business leads us to mistakes.

In short, I have the body and the mind of an older investor, and the wallet of a younger investor. :-) I have not run across a lot of other folks from West Michigan here.

Keeping as open of a mind as humanly possible on my next venture (although personal funds are low from the above remodel) and would like to hear what others have gone through similar to I, just diving in.

If the SPD is not available, the plan administrator or human resources department should be contacted for a copy of the most updated version.

A body shop or other commercial businesses could be seen as a negative in a residential neighborhood.

Or take the word of the regulatory body that enforces statute.