Keep existing building ($850K appraisal) and build an DADU 2.

For example, my average terms are 90%-100% LTV and 10% interest flat no points or pre-payment penalty.

All have existing houses on.

The house I regret most for not getting it is this one,https://www.zillow.com/homedetails/N8064-975th-St-River-Fall...I was so close to getting it, but I chickened out because I have absolutely no idea how these houses even exist.

I often have tenants who don't pay the last month's rent because they think the security deposit will cover what is owed. 

We recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

Since MTR is similar to both in different ways, you'll need a custom tech stack to cover all your needs. 

If you already have low respect due to a pre-determined mindset, it's hard to approach the community with an even or reasonable keel.

I had to have Anderson re-do one of my LLC's from the other guys to save me money in annual state fees ..I look at it this way, as long as my business/investment income covers the costs I don't have a problem paying for reliable - worry free information and work.

While real estate values do rise over time, if you can't cover your bills during the downturns to get you into better times to sell, you are likely to lose money.