Not a lawyer but the process is much longer, involves different public servants, costs more, etc.One posits this May allow you to skip the eviction moratorium for COVID if there is one.Check with an attorney on CA and SF county and municipal laws.

I don't like the idea of borrowing from someone, that gives a weaker perception, as in servant to the lender.

I am an active real estate investor from Los Alamos, NM, among many other things (mother of 2 pre-teen girls, executive director of a research organization, partner in local startup VC, humble servant of 2 bengal cats).

The secondary stairway was cool, likely a servants entrance to the upstairs, but was taking up roughly 20 sq ft of kitchen space, so it was better to see it go and have a nice sized kitchen.

You will save thousands of dollars in loan expenses, you are not personally liable for the debt and the debt will not show up on your financial statement… to mention a few benefits.Huge possibilities for servant leadership buy provide many benefits to seller via partial interest back to seller for participating, saving and maintaining their credit, on and on sub to the seller’s needs.

These restrictions may include items like only single family homes may be built in this neighborhood, or the servants quarters must be separate, or no people of color are allowed to live here (they are that old). 

USPS benefits + income from rentals pays for the servants and the Lifestyle.

The government is making way too much money sucking up taxation, much of it voted in, and paying out almost none of it in terms of services or help for homelessness.Critics have called it the "Homeless-Industrial Complex", paraphrasing Eisenhower's take on the "military-industrial complex".I saw an interview of one bureaucrat, forgot the name, where he boasted how he was able to grow his department from a handful of civil servants to a small army.

- Make technology/social media your servant not your master.A quote from that book that I loved is "The reason for working so efficiently is so that you can enjoy a higher quality of life at home with your fmaily."

That servant leadership philosophy is so crucial to success!