Augusta is my primary focus, and I've been blessed with good contacts/friends in that area.

Don't grill me too hard.I own three rental properties, one is my primary residence with an apartment (5 units total between 3 properties: 1 airbnb, 2 medium term healthcare leases, and 2 long-term rentals).

I have lenders that I can point you to that would likely be able to give you a better product that will pay off that primary residence loan, or restructure it into one that doesn't take so much long term value out of your equity.

Account Closed that's not the case as long as you live in it as your primary residence for 12 months.

VA loans are the only loans that allow this, and there is no rate penalty for it no longer being your primary home.With that in mind, you could do a cash out refinance today at a higher rate than current market rates which will create profit on the loan, we can take that profit to pay for your closing costs.

For that reason, most of these lenders want to ensure you OWN your primary residence.

There are so many options - Primary residence HELOC, Stock portfolio Loan, SDIRA / IRA LLC..., conventional loan.... 

Can't technically have a multi unit property as a 2nd primary home, but can do it as an investment property!

I have one rental property now that was our old primary residence that is finally cash flowing and I have about $100,000 equity in that property.

Yes, it needs to be your primary residence and you can only have one primary residence (where you live the majority of the time, get your mail, pay taxes, sleep at night, etc.).