Bigger Pockets is a great place to find an accountant specializing in real estate taxation.A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant specializing in real estate taxation, business taxation, financial planning and tax planning.Consider working with your accountant remotely to expand your options.I would also recommend looking for an accountant willing to work with you throughout the year.

An example is that I had a building inspector come by recently, following the fire inspector, in the same municipality.  

It's an investment property. 

Ended up getting an offer at asking, but the appraisal came in way lower than I expected.

@Joseph FennerThere is an old one that somehow I still use.You would think with the money this site makes they could create one.

I have to go FHA since Conventional doesn’t cover multi family with an adu.

@Robin Cornacchio correct, there is no such thing as capital gain taxes for an IRA. 

I think this is most valuable because there is a lot of discussion surrounding owning investment property in an LLC or not, and this insurance topic rarely comes up in the discussion.

I currently have 3 properties under an LLC and I'm in the process of finalizing a mid term rental but it will not be under the LLC(separate bank account).

Buy it as an owner occupant and you'll need less money down. 3.5% vs 25%.