It's likely they need to get a certain amount, possibly for a mortgage.

Some will use the mortgage amount, and some will use the sales price.

Once we had the home inspection I was able to have the seller credit us at closing $8k...of which the escrow could not credit the entire amount and so I had the seller write up a personal check for $2000 How did you finance this deal?

If you do a cash out and can't find a deal right away, you're blowing through the interest on that amount that you cashed out.

Purchase Loan Details section would not allow me to select Down payment AND also loan amount.

(You said you plan to buy it for the amount of the loan, not the value of the property.).

My brother had access to the other $160K but ultimately purchased a 4-plex two months later using his own money instead.Currently, its written that if my brother doesn't use the funds then he gets 160k value from the estate extra, as I used my half already but then my dad suggested a 2% annual appreciation on that amount seems fair on the 160k for him, and now he believes it should match his home’s appreciation, which is roughly 5% per year.

The first thing you notice is the amount of natural light!

Terms are not going to be super aggressive due to the fact that the rehab amount is larger than the purchase price though.

I don’t know if innovative per se, but I’ve been investing with smaller amounts (5k-25k) into large multi million dollar projects by leveraging the investment club model.