@Jonah Hartsburg The FCRA says you must establish and implement written policies and procedures regarding the accuracy and integrity of information you furnish to a CRA.

It is written by an attorney and from it, I learned all the procedures and rules that lawyers use to successfully navigate court.

I was actually having a hard time trying to figure out the procedure. 

ALWAYS have written tenant screening procedures that comply with local law. 

My recommendation is to find a landlord attorney who is also very familiar with property management process and procedure.

Tighten up your policies and procedures and stick to them.

I come from a background of buying dental offices, and if you don't have 3 years income to compare you cant' really tell how things are going for that particular office.

OP  Stuart is highly experienced in Philly I would listen to what he has to say as well as Chris.this is pretty standard from what I see in big cities.. its why i will no longer build in the City of Portland.. every building permit application comes back with a check sheet EVERYONE its standard procedure i think for these large municipalities..

No detailed trainings as to specific documentations and exact procedures.

It may be frustrating but check your state and local landlord tenant laws regarding this because it could be an expensive lesson for you if they’ve followed required procedures.