Hello everyone,After long deliberation on whether I should buy a multi-family property or a vacation rental for my first real estate investment, I believe I have settled on vacation rental. 

We deliberately filed under that exemption to allow non accredited to participate.

Greetings BP Patrons,I've deliberately decided to start in the real estate investment realm and look forward to connecting with other folks.

So as long as you give your T/Bs at least 2 years and set it up so that they will have at least 5% equity (their down payment) then the only reason they wouldn't be able to close is if they deliberately defaulted on a loan (credit card, car loan etc.)

It's been almost 2 months now, and the last and only word I heard from either entity was that PHFA is deliberating and may decide to sell the home to HUD, who they claim I can then deal with to purchase the home at the price I won it at.

Not many people would deliberately sabotage their good credit for some quick cash ( except for the substance abusers and identity thieves).

I have seen two foreclosed properties where the residents who are loosing the house deliberately sabotaged and otherwise damaged the home.

But it's two words that give me unwavering confidence: LIVE DELIBERATELY.

It goes on to list the do's and dont's, including the false and deliberate reporting of information.This would be a good way to get into a lot of trouble.

I've deliberated posting my opinion about a specific "service" and instead will generalize.An excellent marketing scheme, imbedding solicitors on websites frequented by distressed homeowners creating a wide-mouthed funnel to collect leads for a select few to 'cherry pick' who offer services (oftentimes offered without charge by non profits, or the mortgagee itself).