This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return.5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to the value added by the ADU, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

Others swore their ESA animals were documented but failed to produce paperwork for their 4 pets. 

Regarding your query regarding getting a loan to repair a multifamily property, you're on the correct road by producing a business plan.

That is what it all boils down to.If a lender asks what your plan is and you say there is a new slot machine in Vegas you want to try out, that probably isn't going to fly.If you say you found a 4 bed 2 bath built in 2015 that you can buy for $350,000 and after fix up of $40,000 will sell for $500,000 that gets the conversation started.

My clients there have done a really excellent job of producing cash-flowing properties, and there is a lot of growth in that area.

Great income producing property, and will be more cash flow positive if rates go down and I can refinance.

She declares bankruptcy/pays off those cards with the cashed from the sale and moves forward investing as a business entity.additionally, her personal residence is income producing as well since she rents out two rooms on Airbnb and runs her cleaning business out of an office there. my questions are1.

it's possible that what they meant is that they want you to show that you're well capitalized - for example, you produce a bank statement showing you have adequate reserves. 

We may request additional docs, or co-signer, depending on what has turned up, giving them limited time to produce them (usually one or two days max, depending on what is needed).Once we have any additional requested docs or info, we make a decision and either send out (mail or email) a standardized denial letter, or call them and advise they have been approved.

Payroll paid weekly, utilities monthly, meat/produce 3 day.