Each has their own tax implications.There are some alternative methods of calculating how much of the distribution and therefore the interest expense falls under this category, but the bottom line is that it is very important to keep track of. 

I found mine just by googling my area combined with Real Estate Investors Association and just did a little digging from there!

It seems like access to capital would be a major benefit in this scenario while also reducing interest on the HELOC by parking checks in the account at the same time.2.

I do not understand your remark as related to the DSCR loan.  2 ADUs are not allowed by f/f conventional financing but is not always enforced.Fortunately if you stay with the current tenant without a refi, by the time you pay principle it is likely the rent will have increased enough to absorb the increase mortgage payment. 

I had a lot of rain water drainage issues in the past for which I built a french drain /trench drain on the side and back which stopped those drainage water issues flooding my backyard and crawlspace areas(at one point lot of drainage street rain water used to sit many days in crawlspace which used to be pumped out by handyman).

I think your correct though folks have to adjust to the new normal and the interest rates they are not coming down like folks hoped for I think we are in for a run of years were rates will be more like the 2000s  6 to 7% and Owner occ in the 5s with Maybe some high 4s. but by the time folks wait for that prices will rise in the better markets.

You can learn so much and get paid while doing it by working with someone who is doing what you want to do. 2.

I of course will need to be reimbursed by the HOA for these repairs. 

Airbnb started out by renting couches, airbeds and rooms.

Thanks, Bernice One approach is to break it down by looking at similar vacant retail spaces nearby and comparing price per square foot while factoring in potential rental income once occupied.