Do your initial research online then drive into the town and start chatting with convenience store clerks about the area.

Unless you're prepared to submit a full price, all cash, no contingency offer and say the bank can close at their convenience, the house will most likely either set while the bank gyrates on your offer, or will go to someone else.

Rest assured there are other expenses, and if your deal only works with a low amount allocated for expenses, and you don't have reserves to cover the others when they come up, you're going to be in trouble when something happens.Those have been around a while know I sometimes compare investing to gambling.

They are convenient (locations almost everywhere) and have a range of products for the small business owner.

So why would I risk that just to make your life a little more convenient?

So Jason,Do you want to sleep soundly or gamble on a bigger return?

It was fun and convenient to get a home loan by simply calling Countrywide and asking, and having the money in 2 1/2 weeks, but it was not good fundamentals.

Baby boomers are too close to retirement to gamble whats left of their next eggs.

I was thinking taking the cash now is better than gambling on the future (with the savings in mortgage I would be getting 65K over the 5 years).

Roy was gambling prices would rise enough to make these good investments.