Quote from @Madhuri Gupta: this company: Flipsystem run my Antonie Martel seems to still continue to recommend this team to its subscribers.

A 3' wide continual walking space perhaps? 

Much continued success!

However, she claims she can’t afford the electric bill and refuses to keep the heater on continuously.

Did you every find a 3rd party service or just continue to build your own?    

. :)  So with what you have raised and if you want to continue raising money you could follow the same path I did..

I actually hired this tax company in the Fall of 2021 to do my 2021 return and continued using him for this year (2022 return).

If you want to build long term wealth you will need to keep reinvesting the returns for 25 years from the $150,000, you will also need stable W-2 income to get loans to continually leverage the money. 

If rates do go down significantly, it will be more of a sign of economic instability.I recommend continuing to save monies until you come up with enough for a decent down payment.

To simply not invest with folks who exhibit "Free Spin" syndrome, and continually buy without putting their own money where their mouth is.