However, the use of the property as a personal residence by Person A might qualify Person C for a partial exclusion of capital gains if Person A met the 2-out-of-5-year ownership and use test before their death.

SBA - if your property is a business, you may qualify for low interest loans.

This is assuming the rental has been on the market for a while, is priced competitively, and the asset is in good condition.If you aren't getting enough qualified applicants, you can adjust 2 different things; the qualifications or the rental amount. 

I don't qualify as a real estate professional. 

I could very easily hit the threshold for a month in one weekend without a qualified applicant and no way to proceed in sending out these forms for a signature. 

We've talked to a lender and I am currently qualified for 190k, 3.5% down FHA loan.

She qualified with her dad so she could qualify for a bigger mortgage, so she cannot afford the monthly payment by herself.

Or do their job and come up with a new strategy to get qualified tenants in.I know quite a few people in the property mgmt, and there are certainly some great ones, but also ALOT of lazy ones, just like in many different service industries. particularly with larger companies with lots of employees

Was it easier to qualify based on the property’s cash flow?

Alternatively, you could pursue a hard money loan for rental financing which wouldn't require certain rental income to qualify.